:root{
  --bg:#f6f8fb;
  --card:#ffffff;
  --text:#172033;
  --muted:#667085;
  --line:#e4e7ec;
  --brand:#173f5f;
  --brand2:#2c6e8f;
  --soft:#eaf2f7;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--text);
  background:var(--bg);
  line-height:1.65;
}
a{color:var(--brand2);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(1120px,calc(100% - 40px));margin:0 auto}
header{
  position:sticky;top:0;z-index:20;
  background:rgba(255,255,255,.96);
  border-bottom:1px solid var(--line);
  backdrop-filter:blur(8px);
}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:24px}
.brand{font-weight:800;letter-spacing:.2px;color:var(--text);font-size:20px}
.brand span{color:var(--brand2)}
nav{display:flex;gap:20px;flex-wrap:wrap}
nav a{color:#344054;font-size:14px;font-weight:600}
.hero{
  padding:96px 0 76px;
  background:linear-gradient(135deg,#eef5f9 0%,#ffffff 58%,#eef4f8 100%);
  border-bottom:1px solid var(--line);
}
.eyebrow{
  display:inline-block;padding:6px 10px;border-radius:999px;
  background:var(--soft);color:var(--brand);font-weight:700;font-size:13px;
  margin-bottom:18px;
}
h1{font-size:clamp(40px,7vw,72px);line-height:1.05;margin:0 0 20px;letter-spacing:-2px}
.hero p{font-size:20px;color:#475467;max-width:760px;margin:0}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  min-height:46px;padding:0 18px;border-radius:10px;
  background:var(--brand);color:white;font-weight:700;
}
.btn.secondary{background:white;color:var(--brand);border:1px solid #cfd8df}
section{padding:72px 0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:0 8px 24px rgba(16,24,40,.04)}
.card h3{margin-top:0;margin-bottom:8px;font-size:19px}
.card p{margin:0;color:var(--muted)}
.two{display:grid;grid-template-columns:1.2fr .8fr;gap:28px;align-items:start}
.info{margin:0;padding:0;list-style:none}
.info li{padding:12px 0;border-bottom:1px solid var(--line)}
.info strong{display:block;font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:2px}
.policy h1{font-size:42px;letter-spacing:-1px}
.policy h2{font-size:24px;margin-top:36px}
.policy h3{font-size:18px;margin-top:26px}
.policy .meta{color:var(--muted);margin-bottom:28px}
.notice{background:#fff8e8;border:1px solid #f2d28b;border-radius:12px;padding:16px 18px;color:#654b12}
footer{border-top:1px solid var(--line);background:#fff;padding:34px 0;color:var(--muted);font-size:14px}
.footer-row{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.footer-links{display:flex;gap:16px;flex-wrap:wrap}
@media(max-width:800px){
  .grid,.two{grid-template-columns:1fr}
  nav{display:none}
  .hero{padding:72px 0 56px}
  section{padding:52px 0}
}